The covid pandemic has taught us the importance of having funds on hand, especially in an emergency. With digital solutions now, getting financial aid is as easy as adding products to your online shopping cart. Just upload documents, select loan program and EMI, fill out other credentials, and get approved immediately.
Personal loan apps are flexible and provide hassle-free credit within minutes, and you can use some great features to save extra money as well. For example, Dhani supersaver card users can get 70% off + 50 cash back using exclusive code, choose 365 health plans from 450, get immune boosting kit, see doctors or use Coupons to get an instant 25% discount and a lump sum refund of 50 on pharmaceuticals.
Besides bank loans and payday advances, easily applying for personal loans is a better and convenient option when needed. Below are the major platforms that will help you meet your health and financial needs in unforeseen hopeless situations.
Get a fast loan of up to 5 lakhs INR with affordable interest rates, lifetime repayment card, 2% cashback on every transaction, refunds and great services, without submitting pay slips. The interest-free virtual line of credit also allows you to choose a 90-day repayment plan.
Easy EMI Minimum Interest Instant Loan, requires no processing fees or additional fees. Instead, you get cash back on using the Dhani RuPay card and get unlimited access to doctors, depending on your healthcare needs.
- Bajaj Finserv
Fund your medical needs with an emergency loan from Bajaj Finserv that allows you to customize client-centered healthcare programs. These health technology solutions aim to provide holistic care and offer preventive or prepaid packages.
The mobile app is integrated with components of the healthcare ecosystem that helps patients easily access cost-effective healthcare solutions at any time. Comprehensive health insurance coverage has chosen hospitals and diagnostic centers as network partners that provide technological services in the field of health.
Log into the app and sign up for CASHe services to get individual loans that help deal with financial situations and medical emergencies. The user-friendly dashboard provides comprehensive information on the various interest rate options and repayment terms before acquiring an instant loan.
The application process is secure and protected to help you set up direct debit loan interest or payments from your bank account. The platform also offers great partnerships like âBuy Now, Pay Laterâ which can be used on Amazon, Flipkart, Big Basket, and other e-commerce stores.
- Health end
The app aims to make healthcare affordable for patients on interest-free financial programs, provides financial assistance for patients who are not covered by any medical insurance or those who need instant funds for specific surgeries.
In addition to minimal documentation, instant approval, and easy disbursement, you can plan ahead for medical expenses with strategic loans, treat recurring chronic illnesses at flexible interest rates, and apply for medical expenses. medical coverage or request access to funding for IVF and have worry-free parenthood.
- Real estate loan
Depending on your credit rating, apply for a loan with only two documents namely the PAN card and proof of address / identity. The fast approval process allows you to get a loan of up to INR 2 lakhs with a credit period of up to 26 months.
The digital process helps you link a bank account to any digital wallet where money can be credited. The portal is accessible to students, seniors, retirees who have a very basic income or do not earn.
- India Loan
This low interest loan application provides instant, gold-backed and real estate loans from banks and NBFC (non-bank financial corporations). You can also select your loan program, get a credit card, and check your credit score by simply downloading the PAN card details.
Other features of the app include easy digital approval, quick disbursement based on your DTI (Debt to Income) ratio, good customer service, and personal loans to meet all your medical or financial needs and the spending which helps you keep track of daily spending.
Students and salaried professionals can get short term loans of up to 30,000, instant cash and low interest rates with a longer credit period. The app’s secure encryption system allows funds to be transferred from any digital wallet like Paytm, without using UPI.
The app is also a practical companion for students and young professionals who want to improve their skills, buy gadgets during festive sales, meet their end-of-month financial needs or transact on e-commerce portals.
After downloading the mobile app, all you need to do is complete the KYC section and wait for approval. Based on your credit score, you can get an approved amount of up to 5 lakh rupees which can be used for travel, indulgences or necessities.
Basic documentation, bank and credit card statements can help you create a line of credit that can then be used as a digital wallet. The flexible EMI term ranges from 2 to 36 months and you can get unsecured loans in 4 minutes.
Merged with LazyPay, this instant loan app helps borrowers acquire personal loans from 5,000 to 50,000. In addition to low EMI plans, the service offers low interest rates with no mention of collateral or credit score.
You can have the credentials collected directly from your home to eliminate the hassle of scanning digital copies or obtaining photocopies of important documents. The platform approves the applications quickly and you can also use the one-click feature to get another loan later.
Get multiple financing options to raise funds immediately in a medical emergency with the SimplyCash instant loan app, powered by financial institution Hero Fin Corp. Apply for a loan online and easily resolve cash flow issues with instant approval of the application.
Short term loans are available against credit card, PPF account, savings and insurance policies. Once your documents have been verified and the credit assessment completed, the amount is directly credited to your bank account. The features of the app can be used to customize loans and IMEs, without collateral.
Choose from any of the portals above to meet your emergency health and financial needs and use app / website coupons, promo codes, sales or offers to get cash back and additional benefits on your personal loan plans.